Keep up with the rapidly-evolving solar fraud and door-to-door practice landscape by joining NACA's free monthly Solar Fraud Conversation! Get input on tricky specifics of your case, hear about the challenges and successes others have experienced, and more. Led by an experienced practitioner, conversations are open and unrecorded to facilitate as free a discussion as possible. Speaking of free, that’s exactly how much you have to pay to attend!

With the dawn of the era of climate change, the increase of extreme weather events nationwide has led to a corresponding spike in the number of homeowners and commercial insurance claims resulting from these storm events and subsequently litigation arising from disputes over those claims.  This creates a highly specialized area of the law which incorporates principles of contract and insurance law.  Moreover, the laws in this area vary from state to state.  

Insurance policies are contracts drafted by for profit companies whose business model is very simple.  They make money by charging and collecting premiums and lose money by paying claims.  Those policies are designed to pay as little as possible on each claim and present as many hurdles as possible for the policyholder to clear prior to getting paid.  Understanding insurance policies and how to read them is the first and foremost roadblock to navigating in this process.  

This webinar will be an introductory webinar in handling homeowner insurance claims. This webinar is geared to those considering adding this practice area to their consumer law firm.

Join us for an online discussion with NACA attorneys on the latest trends in consumer law.

If you're a consumer attorney looking to expand your toolkit and better serve clients facing foreclosure, this webinar is essential. As zombie HELOCs resurface and put vulnerable homeowners at risk, understanding how these financial products differ from traditional mortgages—and how to spot legal issues and defenses—is critical.

This session will equip you with foundational knowledge of HELOC structures, highlight key red flags in foreclosure cases, and offer practical strategies for both defense and affirmative litigation. Don’t miss this opportunity to stay ahead of emerging threats in mortgage servicing and protect your clients with confidence.

This one-hour webinar will be followed by a thirty-minute conversation and extended Q and A led by Andrea Bopp Stark, Senior Attorney at the National Consumer Law Center.

What You Will Learn
•    What a HELOC is, and the types of terms and payment schedules commonly seen
•    What to look for if a potential client comes to you facing foreclosure based on HELOC
•    How to determine which tactics to use in defending these cases and bringing affirmative claims under state and federal law

Furnishers of information to the credit bureaus play a key role in ensuring the accuracy and integrity of credit reporting.  Furnishers also have important responsibilities in investigating consumers’ disputes of inaccurate credit report information.  Identifying claims against furnishers under the Fair Credit Reporting Act, however, is not as straightforward as identifying claims against the credit bureaus themselves. This claim-spotting webinar will provide a general overview of consumer claims against furnishers under FCRA.  If you have limited knowledge of FCRA and want to start taking on cases in this practice area, this webinar is for you.

Following the webinar will be an extended question and answer session and discussion.

What You Will Learn

•    Who is a furnisher under Fair Credit Reporting Act
•    When does a consumer have viable claims against a furnisher
•    What factors make claims against furnishers valuable. 

Not a day passes with this new administration where we don’t wonder what is going on with student loans. Combine that with the National SAVE lawsuit in the 8th circuit, and you have what appears to be a perfect storm. What payment plans are valid? Is forgiveness still on the table? And what about this DOJ attestation process to discharge federal student loans? So many questions that we as attorneys have, never mind our clients, the borrowers. Worse, you might be both the attorney AND the borrower.

Get the most up-to-date answers from our panel of student loan gurus. We’ll separate fact from fiction and dispel the myriads of internet myths out there put forth by You-tube “experts”. Learn where to focus for what really matters and what is really going on.

What You Will Learn

•    What are valid payment plans and forgiveness options
•    What to expect from the fallout from the SAVE lawsuit
•    What are bankruptcy discharge methods (DOJ attestation).
•    What to expect from the move from FSA to SBA.
•    What borrowers will need help with.

Total consumer debt is at an all-time high. American households hold $18.036 trillion of debt, averaging $105,056 per family. With a jobless rate of four percent, a good percentage of that debt is being pursued in collections. While some debt collectors comply with the state and federal debt collection laws, many do not. This session will provide a general overview of the process involved in evaluating Fair Debt Collection Practices Act (FDCPA) claims and how to maximize the client’s recovery.

If you have limited knowledge of the FDCPA and want to engage in this practice area, this webinar is for you. It is also a great primer for those who represent consumers so they can quickly evaluate violations of the FDCPA.  

What You Will Learn:
•    How to evaluate clients
•    How to evaluate defendants
•    How to evaluate FDCPA claims
•    How to spot non-FDCPA claims

Almost every state has an Unfair and Deceptive Acts and Practices Statutes (UDAP) consumer protection statute modeled after the one developed by the Federal Trade Commissions. These statutes are generally uniform across the country but with important differences unique to each state. Bringing a UDAP claim is an excellent starting point for consumer cases. Drawing from decades of experience in bringing UDAP claims, John Gayle and Blaine Elliot will explore how to address common challenges associated with bringing UDAP claims in an auto case.  

What You Will Learn
•    How to bring UDAP claims for auto cases  
•    What entities are covered
•    What actions violate these statutes
•    What damages and fees are recoverable

As more federal workers lose their jobs, the number of loan modifications and foreclosures is expected to increase during this challenging period of job transition. Real Estate Settlement Procedures Act (RESPA) has established itself as the most effective tool that any consumer practitioner can use when dealing with mortgage servicers.  Requests for Information (RFIs) and Notices of Error (NOEs) are a necessary information tool, a vital discovery tool, and a sword to attack a mortgage servicer when errors are made.  Most importantly for your clients, RFIs and NOEs serve as a shield that protects their interests.  Now more than ever, consumer attorneys need to know how to prepare proper RFIs and NOEs and how to use the information gathered.  This webinar is geared to beginner attorneys who want to improve their RFIs and NOEs.

This one-hour webinar will be followed by an hour-long discussion and extended Q and A with NCLC’s Steve Sharpe.

What You Will Learn
●    General tips on how to handle judicial foreclosures
●    General tips on how to handle non-judicial foreclosures
●    How to draft Requests for Information and Notices of Errors
●    How to use Notices of Error as a litigation tool
●    How to use Requests for Information as a discovery tool

You have defeated the motion for summary judgment and the case is set for trial. Now what do you do?

Two experienced NACA trial attorneys will let you know the ins and outs of the myriad documents and motions you have to prepare, and overcoming pretrial obstacles, so your trial will be successful. This webinar will help you understand how to be ready for trial in federal court. Don’t miss this opportunity to prepare yourself for victory!

What You Will Learn
•    How to prepare your witness list, deposition designations, and exhibit list
•    How to prepare objections to the defense witness list and exhibit list
•    How to draft a trial brief, and joint statement of the case
•    What motions in limine you should file and how to be prepared for defense motions
•    What stipulations to seek
•    How to draft a pretrial order
•    How to prepare jury instructions and be ready for voir dire