Rob Treinen is a father, husband, skateboarder, and consumer protection lawyer. He loves all these roles.  He loves living in Albuquerque, NM. He has been a consumer protection lawyer his whole career, starting at New Mexico Legal Aid in 1999, and now running his own one-attorney firm. 

John O’Neal represents persons across North Carolina in matters of auto fraud, solar fraud, unfair/harassing debt collection, credit reporting issues, illegal repossessions, and various other civil matters. John was a founding member and chair of the Consumer Areas of Practice Section of the North Carolina Advocates of Justice (formerly NCATL) and has provided seminars, resources, and advice to countless lawyers and consumers across North Carolina. John is a proud alumnus of the University of North Carolina at Greensboro and the UNC School of Law.

John Cole Gayle, Jr. founded his law firm, The Consumer Law Group, P.C., of Richmond, VA, in 2001. He has concentrated his practice in consumer law for over twenty-five years. His practice primarily involves lemon law, fraudulent contracts, and consumer credit problems. He is the chair of the Virginia Trial Lawyers Association legislative subcommittee on consumer law and is the past NACA state chair of Virginia.

Blaine received his J.D. from the University of Missouri Kansas City in 1996 and is licensed to practice in the state and federal courts of Missouri and Kansas.  He describes his practice a small town, general practice, a place where those in a small town can find a variety of the legal services they need, but his passion is consumer law, with his focus primarily on autofraud.  He took his first autofraud case in 1996 and has been a NACA member since 2004. 

Known nationwide as a leading Lemon Law attorney, Ronald L. Burdge has represented thousands of consumers in “lemon” vehicle lawsuits and actively co-counsels and coaches other consumer law attorneys on how to win their cases.

Michael F. "Mike" Cardoza is a California Consumer Financial Protection Attorney who helps people regain control of their financial lives by getting the upper hand on creditors, debt collectors and credit reporting agencies. Trained as a trial attorney in the U.S. Marine Corps, Mike Cardoza has tried countless cases in federal and state courtrooms. Mike founded The Cardoza Law Corporation in order to share the truth about consumer credit and finance with clients and to be their “partner in prosperity.”

Russell Dombrow is an attorney and the owner of the Dombrow Law Firm in Syracuse, New York. He focuses his practice on dealer fraud, debt collection defense, foreclosure defense, and credit reporting issues throughout New York State and in federal court. Russell is also a 2022 graduate of Joshua Cohen’s Student Loan Law Workshop. He graduated from Nova Southeastern University Shepard Broad Law Center in Fort Lauderdale, Florida in 2006. Russell has been a member of the National Association of Consumer Advocates since 2018. He has won multiple awards from the American Bar Association, the New York State Bar Association, and the Central New York Volunteer Lawyers Project for his role in presenting Continuing Legal Education programs and pro bono legal services.

For over eighteen years, founder Christine A. Ferraris has worked relentlessly in the legal arena to help those hurt by fraud. As a business owner herself for most of those eighteen years, she understands the challenges small-business owners face.

Melissa A. Huelsman is the principal of Law Offices of Melissa A. Huelsman, P.S. Her practice involves plaintiffs’ civil litigation in the areas of predatory lending and mortgage loan servicing, foreclosure defense, fraud, and foreclosure rescue scams. Ms. Huelsman is a founder and vice chair of the board of directors, Northwest Consumer Law Center, a nonprofit dedicated to the representation of consumers on financial issues and she sits on the board of CENTS, financial literacy nonprofit. She was named King County Bar Association’s Pro Bono Lawyer of the Year in 2006 and was previously recognized by VLS as one of its Volunteers of the Year. She has been interviewed by foreign and domestic journalists regarding predatory lending, mortgage loan servicing, foreclosure rescue scams, and wrongful foreclosures, including the New York Times, Wall Street Journal, Business Week, and others. Ms. Huelsman received her B.A. in English from California State University at Fullerton in 1993 and her J.D. from Southwestern University School of Law in Los Angeles in 1997. 

Suzanne Iazzetta is the Directing Attorney for the Consumer Law Unit. Suzanne is also an adjunct law professor at University of California at Irvine, teaching a course/clinic in Consumer Law.  Suzanne has been practicing since 2005, and is licensed to practice law in New York, New Jersey, North Carolina, and California.  She previously clerked for Judge Katharine S. Hayden of the United States District Court, District of New Jersey, and practiced civil litigation and bankruptcy at Lowenstein Sandler PC in New Jersey for many years. While at Lowenstein Sandler, Suzanne was granted a fellowship to work at Legal Services of New Jersey at the Newark, NJ office, which re-sparked her interest in working in Public Interest. While at LSNJ, Suzanne worked in the housing unit, assisting low-income clients obtain section 8 vouchers and defending voucher holders against HUD’s attempts to terminate the vouchers. Suzanne continued that pro bono work when she returned to Lowenstein, and was given a pro-bono attorney award every year that she remained at Lowenstein Sandler. She continually volunteered her services to assist people who needed legal help but could not afford traditional legal help.  Some of the areas of law that Suzanne has worked on in her career are consumer law, bankruptcy (business and personal), housing/eviction matters, foreclosure defense, FDCPA, FCRA, TCPA, and UDAAP claims, and debt collection defense. Suzanne also was a staff attorney for a chapter 7 bankruptcy trustee in New Jersey, and has had her own solo practice since 2012.

Matt Vocci is a partner at Santoni, Vocci & Ortega, LLC. The majority of his work relates in some way to housing. He represents tenants against landlords and property managers on a variety of cases, such as consumer protection and consumer debt collection issues, habitability, Fair Housing Act violations, illegal evictions, and personal injuries. Matt has served as class counsel on several class actions, including a recent case that resolved favorably for tenants against a large, out-of-state property management company. He is a member of the MSBA’s Delivery of Legal Services Committee Council and the ACLU of Maryland Committee on Litigation and Legal Priorities. Matt deeply believes in Santoni, Vocci & Ortega’s mission to provide high-quality legal representation to low-income Marylanders. He graduated cum laude from Temple University, Beasley School of Law in 2006.

Subhan Tariq regularly handles complex commercial litigation, with particular experience in consumer finance litigation in individual and class action cases in the areas of federal and state consumer protection laws. Mr. Tariq has successfully helped thousands of consumers exercise their consumer rights against large institutional banks, debt collectors, and consumer reporting agencies. Subhan also consults with other lawyers and law firms on blockchain automation, working towards a streamlined efficient network of client files, document automation, and cost-effective workflows.

David Chami is the managing partner and cofounder of Consumer Justice Law firm. CJL is a nationwide law firm, specializing in the FCRA and Employment law. David has multiple multimillion dollar jury verdicts and a wealth of experience to share.

Robert S. Sola is the founding member of Robert S. Sola, P.C., a consumer law firm based in Portland, OR. He has been handling FCRA cases since 1996. He represents consumers across the country and has litigated FCRA cases in twenty-five states as co-counsel with many NACA members. Mr. Sola has obtained large jury verdicts against all three major credit reporting agencies. In 2002, he was lead counsel in Thomas v. Trans Union, where the jury awarded the consumer $5.3 million. In 2007, he was co-counsel in Williams v. Equifax, which resulted in a judgment of $3.4 million. Mr. Sola was named Trial Lawyer of the Year in 2003 by NACA.

Geoff Stahl is a part of a select group of attorneys who have been declared Board Certified Civil Trial Lawyers by the Florida Bar, and has just joined the Gordon & Partners team! Geoff has extensive litigation experience in both class actions as well as representation of individuals. Geoff handles complex civil and commercial litigation, banking and finance disputes, consumer fraud and protection issues, insurance denials (including homeowner’s and health insurance) as well as statutory and contractual violations, to name a few. Geoff also works very closely with appellate lawyers for cases appealed.

Edward Boltz is the managing partner at the Law Offices of John T. Orcutt, P.C., where he has represented clients in not only Chapter 7 and 13, but also in related consumer rights litigation, including fighting abusive mortgage practices and developing solutions for student loans. Mr. Boltz received his B.A. from Washington University in St. Louis in 1993 and his J.D. from George Washington University in 1996. He is a member of the NC State Bar, where he has been certified as a specialist in consumer bankruptcy law. He is admitted to practice before the Districts Courts in both the Eastern and Middle Districts of North Carolina. Mr.  Boltz served as the President of the National Association of Consumer Bankruptcy Attorneys (NACBA) from 2013 through 2016, and remains on its Board of Directors, co-chair the Legislative Committee.   Mr. Boltz was a commissioner on the American Bankruptcy Institute’s Consumer Bankruptcy Commission from 2017-2019.  He also served on the Bankruptcy Council for the North Carolina Bar Association, where he co-chaired the Committee which created a Mortgage Modification Program for the North Carolina bankruptcy courts. Mr. Boltz is also the President of the Monti, a North Carolina organization that produces live storytelling shows and recordings of his and others tales can be heard at www.themonti.org.

As founder of The Consumer Protection Attorney, PA, and with over a decade of litigation experience, Bryant Dunivan practices across multiple federal jurisdictions, including Florida's Northern, Middle, and Southern Districts. His expertise spans consumer protection litigation nationwide, with particular emphasis on solar panel financing disputes. A respected voice in consumer advocacy, he regularly presents at NACA conferences and serves on the Florida Bar's Consumer Protection Law Committee. He has secured numerous judgments against solar panel lenders and installers, establishing significant precedent in consumer protection matters. Mr. Dunivan is admitted to practice in Florida (2013) and Michigan (2021), with pro hac vice admissions across multiple federal districts. He holds a J.D. with litigation concentration from Western Michigan University - Thomas M. Cooley Law School (2012).

Chris Bernstein is a Program Manager for Complaint Policy in the Division of Consumer Response and Education. He has worked with CFPB for four years. In various roles at the bureau he has supported engagement with statutorily assigned underserved communities, outreach on consumer savings, and supported CFPB’s consumer complaint function.

Greg Evans is a Regulatory Compliance Program Manager in the Consumer Response Investigations section. He has been with the Bureau since early 2012, working primarily with Consumer Response. Through complaint reviews he plays a key role in sharing consumer challenges in the financial marketplace with Bureau stakeholders. Before joining the Bureau in 2012, Greg worked as an attorney focused on complex civil litigation.

Kelly Byrne is a Regulatory Compliance Program Manager in the Consumer Response Investigations section. She has been with the Bureau since its founding in 2011, working primarily with Consumer Response. Through complaint reviews she plays a key role in sharing consumer challenges in the financial marketplace with Bureau stakeholders. Before joining the Bureau in 2011, Kelly served as an Examiner with the Office of Thrift Supervision.