Adam S. Minsky is licensed in Massachusetts, New York, and Vermont and is one of the nation’s leading authorities in student loan law. He remains one of the only attorneys in the country with a practice devoted entirely to helping student loan borrowers and their families. Attorney Minsky provides counsel, legal assistance, and direct advocacy for borrowers on a variety of student loan-related matters. He has been interviewed by major national media outlets including The New York Times, NPR, The Boston Globe, The Washington Post, and The Wall Street Journal, and has been named a Massachusetts Super Lawyer “Rising Star” multiple times since 2015. Attorney Minsky regularly speaks to students, graduates, and advocates about student debt, and writes about the topic in a variety of publications and platforms. He has published three handbooks including The Student Loan Handbook for Law Students and Attorneys, published by the American Bar Association. Attorney Minsky has also been contributing author to the National Consumer Law Center’s manual, Student Loan Law. He is a senior contributor at Forbes.com, where he writes about the latest developments in the student loan space. Attorney Minsky received his undergraduate degree, with honors, in Philosophy and Political Science from Boston University, and his law degree from Northeastern University School of Law.

Josh Cohen started his legal career in October 2008, when he passed the bar and founded his own firm. Through his law school experience, he had worked for both legal aid and a private firm doing consumer protection work. Once on his own, he continued with consumer protection but quickly began a niche in student loan work. With nine months of opening his firm, he filed his first-class action against the student loan industry 

His practice helps students maneuver the rocky terrain of student loans, including understanding how to get loans out of default, how to obtain affordable payment plans, defending student loan collection lawsuits, bringing affirmative claims for violation of student loan law, and discharging loans through bankruptcy adversary proceedings. 

In addition to helping borrowers, Josh also helps attorneys. His Student Loan Law Workshop, a 2-day intensive workshop teaching attorneys how to incorporate student loan law into their existing practice, is now in it’s 11^th year. Josh is also a co-creator of software that helps attorneys better prepare and counsel clients regarding their student loans. 

 He’s been a speaker at the National Consumer Law Center’s Consumer Rights Litigation Conference and the National Association of Consumer Bankruptcy Attorney’s national conference. He also frequently appears for CLE’s at Bar Associations. 

 Josh was born and raised on Long Island and has lived up and down the East Coast before finally settling down in Vermont, where he’s been since 2012. He holds a BA in Psychology from Brandeis University, an MBA, and a JD from Quinnipiac University School of Law. He has three children and is an avid skier, glamper, and model builder.

D.J. Rausa is a bankruptcy and student loan lawyer. Upon graduating from high school, Mr. Rausa enlisted in the United States Navy. He served two Tours of Duty from 1975 until 1983, after which time he was Honorably Discharged. Mr. Rausa graduated from San Diego City College with two associate degrees. He received his law degree from Western Sierra Law School in 1989. He has specialized in bankruptcy law for over twenty-seven years. Mr. Rausa is knowledgeable about the laws that govern how student loans are processed and the policies implemented under the Higher Education Act. He is well versed in the Code of Federal Regulations that govern the student loan servicers and their collection agencies. He has integrated and monetized student loan debt resolution into his consumer bankruptcy practice since 2014. Mr. Rausa has recently relocated to the greater Nashville area and practices bankruptcy and student loan law in the Middle District of Tennessee.

Christie Arkovich has been an AV-rated Florida licensed attorney for more than twenty-five years since graduating from Stetson College of Law in 1992. Christie was former trial counsel for Sallie Mae, ECMC, and other student loan servicers and guarantors in the late 1990s and early 2000s. She "switched sides" and now represents student loan borrowers and other debtors both inside and outside of bankruptcy. She recently served on the Student Loan Committee for the new (and first in the nation) Student Loan Management Program in the Bankruptcy Court for the Middle District of Florida.

Emily White practices in Ohio. She was a judicial clerk for the Hon. Sylvia H. Rambo, U.S. District Judge for the Middle District of Pennsylvania. Emily worked for nearly a decade as a public interest lawyer and now practices with the Dann Law Firm in Columbus, Ohio. She has more than a decade of experience in public interest law and litigation.

Rebecca Maurer practices law in Ohio. She was a judicial clerk for Hon. James Gwin, U.S. District Judge for the Northern District of Ohio. She was previously a staff attorney at the Legal Aid Society of Cleveland and now runs a private practice focused on student loan law.