Settlement: When to Hold Em and When to Fold Em

Sylvia A. Goldsmith (B.A. and J.D., Ohio State University) is the founder of Goldsmith & Associates, LLC, a consumer protection law practice concentrating on identity theft and credit reporting litigation, debt collection abuses, personal and financial privacy rights, and other consumer protection issues. Goldsmith has had numerous favorable decisions in the FCRA arena on cutting edge issues ranging from the applicability of the FCRA to nontraditional consumer report information, such as automated underwriting reports and criminal background checks, to the willful violation of the law for the impermissible access to consumer reports post bankruptcy.

Mark D. Mailman has concentrated his practice in consumer protection litigation since co-founding his firm, Francis & Mailman, P.C. in 1998. Mark has litigated thousands of FCRA and FDCPA cases. He has been certified to serve as class counsel by state and federal courts in both contested and settlement class actions. In October 2018, Mark was awarded the 2018 Consumer Attorney of the Year award from NACA.

Dave Maxfield is a consumer protection attorney based in Columbia, South Carolina. With a career dedicated to representing consumers against banks, credit reporting agencies, and insurance companies, Dave has numerous significant verdicts and settlements, including a $480,000 verdict in a furnisher credit reporting case and a $21 million class action settlement. He is the co-author of "The Lean Law Firm" and an adjunct professor at the University of South Carolina School of Law, where he teaches Consumer Protection Law and "The Lean Law Firm Lab" classes.