Identifying 1681e(b) Claims and Knowing when/if to Dispute with the CRAs

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Recorded On: 11/08/2017

If you never (or rarely ever) file stand-alone 1681e(b) claims (or you don't know what an e(b) claim is) you should definitely attend this webinar!

This webinar is intended to educate attorneys who are new to Fair Credit Reporting Act (FCRA) litigation or who have not thought about bringing a lawsuit against a CRA without first disputing the inaccurate information. The credit reporting agencies (CRAs) have sought to curb 1681e(b) claims by changing the way public records are reported. However, these changes will not shield them from liability when the information is inaccurate or incomplete. Framing the argument is key!

As of July 1, 2017, the CRAs stopped reporting public records (judgments, bankruptcies, and tax liens) on consumer reports unless those records include certain identifying information. This decision was significantly influenced by the CRAs’ duty to assure maximum possible accuracy under 1681e(b) and by the efforts of consumer litigation practitioners to hold the CRAs accountable over the years when they got it wrong. The changes to public records’ reporting will reduce the number of claims, but it will not eliminate them.

What You Will Learn

•   What's makes a good e(b) claim
•   What to consider when determining settlement value
•   What you should do in discovery and when

David Chami

Managing Partner

Consumer Justice Law Firm

David Chami is the Co-Founder and Managing Partner for Consumer Justice Law Firm with approximately 30 lawyers licensed to practice in 35 states. David's firm primarily handles cases under the Fair Credit Reporting Act and other adjacent consumer protection statutes. David has been involved in thousands of consumer protection lawsuits and nearly a thousand cases that have been filed in Arbitration over the past 10 years. David's firm recently filed an anti-trust lawsuit against AAA arguing that its business model has created barriers to entry for competitors and has resulted in a forum which prevents the administration of justice rather than simply making it more efficient.