FCRA 101 eCourse

Justin Baxter is an AV rated trial lawyer with Baxter & Baxter, LLP, in Portland. He received an $18.5 million verdict against Equifax, a $200,000 verdict against Equifax, a $95,000 verdict against TRS Home Furnishings under the Oregon Unlawful Debt Collection Practices Act, and a $100,000 verdict against a debt buyer and collection law firm under the FDCPA.

James Brady is a Supervisory Attorney in the Consumer Practice Group at Legal Aid Chicago. Mr. Brady began his legal career as a staff attorney with Legal Aid Chicago in 1991. Mr. Brady’s practice focuses on bankruptcy, homeownership, and consumer fraud. He is a 1988 graduate of the University of Michigan and a 1991 graduate of the DePaul University College of Law. 

Penny Hays Cauley (Samford University, J.D.) has been representing consumers for twenty years. In 2006, she opened Hays Cauley, P.C., a law firm dedicated to representing consumers, with a particular focus in fair credit reporting, fair debt collection practices, and TCPA claims. She was lead counsel in Jamon Brim v. Midland Credit Management, Inc., a §1681s-2(b) claim, which resulted in a jury verdict of $100,000 in compensatory damages and $623,180 in punitive damages for violations of the FCRA.

David Chami is the managing partner and cofounder of Consumer Justice Law firm. CJL is a nationwide law firm, specializing in the FCRA and Employment law. David has multiple multimillion dollar jury verdicts and a wealth of experience to share.

James Francis (Muhlenberg College, B.A. 1992; Temple University, J.D. 1995) has focused on consumer protection litigation, concentrating on the FCRA, FDCPA, and consumer class actions. He was trial counsel in the Ramirez case, argued the seminal FCRA case of Cortez v. TransUnion before the 3rd Circuit Court of Appeals, was certified to serve as Class counsel in over thirty class actions, was involved in the trial of two class actions to verdict and has received some of the largest FCRA settlements in history.

Jared Lee is the managing partner at Jackson Lee. He’s served as the chair of Florida’s Consumer Protection Committee. Jared attended Florida State College of Law. He’s had the privilege to represent consumers in obtaining sizable recoveries through trial, arbitration, and settlement, including multiple seven-figure outcomes. Jared serves as an adjunct professor for the Florida State University College of Law Juris Master program.

Matthew Loker is the founder of Loker Law, APC and is Professor of Contracts at the San Luis Obispo College of Law. Prior to moving to California, Matthew attended the University of Toledo in Ohio where he received a Bachelor of Arts in Law and Social Thought with a concentration in Spanish. Immediately after obtaining his undergraduate degree, Matthew went to law school at California Western School of Law. While there, Matthew served as the President of the Entertainment & Sports Law Society as well as Vice President of the Alternative Dispute Resolution Society. In practice, 100% of the cases handled by Loker Law, APC are consumer related. Said cases range from defending consumers that have been sued by creditors or debt collectors to large Multi-District Class Actions. Specifically, a majority of Matthew’s practice focuses on the FDCPA, the FCRA, the TCPA, California’s Identity Theft Act, and false advertising claims.

Mark D. Mailman has concentrated his practice in consumer protection litigation since co-founding his firm, Francis & Mailman, P.C. in 1998. Mark has litigated thousands of FCRA and FDCPA cases. He has been certified to serve as class counsel by state and federal courts in both contested and settlement class actions. In October 2018, Mark was awarded the 2018 Consumer Attorney of the Year award from NACA.

Susan M. Rotkis has been practicing law since 1996. She represents consumers in litigation against financial institutions, consumer reporting agencies, employers, and debt collectors in federal courts throughout the country. Susy is a graduate of Arizona State University and Georgetown University Law Center. Her practice is located in Tucson, Arizona.

Jeff Sand spent the first six years of his career as a defense lawyer at two of the country's premier defense firms, where he defended Fortune 500 companies in class action and single-plaintiff lawsuits. In 2014, Jeff left his defense practice to represent employees and consumers, rather than large corporations. Jeff's consumer rights law practice focuses on litigation under the FCRA, including claims for credit reporting errors, employment background reports, tenant screening reports, and identity theft. Jeff's FCRA experience focuses on both class actions as well as single-plaintiff lawsuits.

As founder of the Law Office of Adam G. Singer, PLLC, Adam has focused his practice on helping consumers enforce their Fair Credit rights.  Most frequently, Adam's cases involve the defamatory fallout from negative credit reporting that arises from identity theft or mixed files.   Adam earned a B.A., summa cum laude at Washington University and a J.D., cum laude at the University of Pennsylvania Law School.  Adam began his legal career as a law clerk to the Hon. Sidney H. Stein, U.S.D.J. in the S.D.N.Y. and as an associate at the law firms of Skadden Arps and Akin Gump before starting his own consumer practice.  

Robert S. Sola is the founding member of Robert S. Sola, P.C., a consumer law firm based in Portland, OR. He has been handling FCRA cases since 1996. He represents consumers across the country and has litigated FCRA cases in twenty-five states as co-counsel with many NACA members. Mr. Sola has obtained large jury verdicts against all three major credit reporting agencies. In 2002, he was lead counsel in Thomas v. Trans Union, where the jury awarded the consumer $5.3 million. In 2007, he was co-counsel in Williams v. Equifax, which resulted in a judgment of $3.4 million. Mr. Sola was named Trial Lawyer of the Year in 2003 by NACA.

Aaron Swift owns Swift Law in Florida and Swift Law North in DC. Swift practices FDCPA and FCRA litigation around the country and handles class actions and personal injury as well. He has filed hundreds of cases against creditors, debt collectors, and credit reporting agencies, and Swift Law routinely uses debt defense as a springboard for offensive FDCPA/FCRA litigation.

Courtney Weiner is a solo practitioner representing consumers primarily in Washington, DC, Maryland, and Virginia in consumer finance matters, including FCRA, FDCPA, RESPA, TILA, and student loans. Prior to opening her firm, Courtney honed her litigation skills in a variety of settings, ranging from the U.S. Department of Justice to some of the top litigation firms in the country. Courtney is a member of the boards of Tzedek DC, the DC Bar, and the DC Bar Pro Bono Center. Courtney graduated from Columbia Law School and Princeton University and is a native of Washington, DC.