Fair Credit Reporting Act (FCRA) 101

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Webinars

•    Discovering Evidence in Credit Reporting Cases
•    How Much FCRA Cases Are Worth
•    Find FCRA Cases within Your Current Client Pool and Spot FCRA Violations
•    Identifying 1681e(b) Claims and Knowing when/if to Dispute with the CRAs
•    Identifying Claims against Furnishers
•    Setting up your FCRA Case for Success
•    Settlement: When to Hold Em and When to Fold Em
•    Spotting Viable Impermissible Pull Claims under the FCRA

Why These Videos Are Helpful
Interested in adding FCRA to your firm? This beginner series will introduce you to the nuts and bolts of litigating FCRA claims. You will learn how to spot and investigate claims, conduct effect discovery, value your cases appropriately, settle your cases for what they are worth, and figure out the types of claims you should be bringing as a beginner practitioner.

What You Will Learn
•    How to identify the evidence you need to win your case
•    How to value your FCRA claims
•    How to value cases and negotiate effectively
•    How to recognize furnisher claims
•    How to recognize violations of the FCRA for unpermitted access to a consumer report

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 04/21/2021

    Spot FCRA claims against furnishers and choose which cases are worth litigating

    Spot FCRA claims against furnishers and choose which cases are worth litigating

    Suzanne Begnoche

    Attorney at Law

    Suzanne Begnoche represents plaintiffs in matters involving identity theft, security breaches, unfair credit reporting, and unfair debt collection. Now in private practice, she was previously a staff attorney handling consumer matters at Legal Aid of North Carolina.  She is a graduate of Duke University and University of North Carolina School of Law. 

    Dwight Bowen

    Principal

    Law Office of Daniel D. Bowen

    Dwight Bowen is currently the Principal at the Law Office of Daniel D. Bowen in Atlanta where he has represented consumers in federal and state court since 1975. Mr. Bowen has filed over 250 cases in federal court under TILA, the Odometer Act, the FDCPA, and the FCRA. Mr. Bowen currently concentrates his practice in the FDCPA, FCRA, and Auto Fraud. In 1970, Mr. Bowen received a B.A. from Yale University. In 1975, Mr. Bowen received a J.D. from the University of Florida Law School.

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 11/08/2017

    If you never (or rarely ever) file stand-alone 1681e(b) claims (or you don't know what an e(b) claim is) you should definitely attend this webinar!

    If you never (or rarely ever) file stand-alone 1681e(b) claims (or you don't know what an e(b) claim is) you should definitely attend this webinar!

    This webinar is intended to educate attorneys who are new to Fair Credit Reporting Act (FCRA) litigation or who have not thought about bringing a lawsuit against a CRA without first disputing the inaccurate information. The credit reporting agencies (CRAs) have sought to curb 1681e(b) claims by changing the way public records are reported. However, these changes will not shield them from liability when the information is inaccurate or incomplete. Framing the argument is key!

    As of July 1, 2017, the CRAs stopped reporting public records (judgments, bankruptcies, and tax liens) on consumer reports unless those records include certain identifying information. This decision was significantly influenced by the CRAs’ duty to assure maximum possible accuracy under 1681e(b) and by the efforts of consumer litigation practitioners to hold the CRAs accountable over the years when they got it wrong. The changes to public records’ reporting will reduce the number of claims, but it will not eliminate them.  

    What You Will Learn

    •    What's makes a good e(b) claim
    •    What to consider when determining settlement value
    •    What you should do in discovery and when

    David Chami

    Managing partner

    Price Law Group

    David Chami is the managing partner for the Price Law Group. Under his supervision, the firm files hundreds of cases each year under the FCRA, FDCPA, and Bankruptcy Discharge violations.  In the past two years, David has argued in front of the 6th Circuit, 8th Circuit, and 9th Circuit courts of appeal obtaining reversals of summary judgment or motions to dismiss in five of the seven appeals in addition to the reversal that his firm obtained in Losch v. Experian in the 11th Circuit. 

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 05/12/2020

    Gain insight into strategies to settle your FCRA cases at the appropriate values

    Gain insight into strategies to settle your FCRA cases at the appropriate values

    Sylvia A. Goldsmith

    Founder

    Goldsmith & Associates, LLC

    Sylvia A. Goldsmith (B.A. and J.D., Ohio State University) is the founder of Goldsmith & Associates, LLC, a consumer protection law practice concentrating on identity theft and credit reporting litigation, debt collection abuses, personal and financial privacy rights, and other consumer protection issues. Goldsmith has had numerous favorable decisions in the FCRA arena on cutting edge issues ranging from the applicability of the FCRA to nontraditional consumer report information, such as automated underwriting reports and criminal background checks, to the willful violation of the law for the impermissible access to consumer reports post bankruptcy.

    Mark Mailman

    Partner

    Francis Mailman Soumilas, P.C.

    Mark D. Mailman has concentrated his practice in consumer protection litigation since co-founding his firm, Francis & Mailman, P.C. in 1998. Mark has litigated thousands of FCRA and FDCPA cases. He has been certified to serve as class counsel by state and federal courts in both contested and settlement class actions. In October 2018, Mark was awarded the 2018 Consumer Attorney of the Year award from NACA.

    Dave Maxfield

    Consumer Protection Law

    Dave Maxfield is a consumer protection attorney based in Columbia, South Carolina. With a career dedicated to representing consumers against banks, credit reporting agencies, and insurance companies, Dave has numerous significant verdicts and settlements, including a $480,000 verdict in a furnisher credit reporting case and a $21 million class action settlement. He is the co-author of "The Lean Law Firm" and an adjunct professor at the University of South Carolina School of Law, where he teaches Consumer Protection Law and "The Lean Law Firm Lab" classes.

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 04/20/2021

    Conduct an effective intake, including for clients at risk of bankruptcy, and determine what steps you need to take to prepare your case for litigation

    Conduct an effective intake, including for clients at risk of bankruptcy, and determine what steps you need to take to prepare your case for litigation

    Penny Hays Cauley

    Hays Cauley, P.C.

    Penny Hays Cauley (Samford University, J.D.) has been representing consumers for twenty years. In 2006, she opened Hays Cauley, P.C., a law firm dedicated to representing consumers, with a particular focus in fair credit reporting, fair debt collection practices, and TCPA claims. She was lead counsel in Jamon Brim v. Midland Credit Management, Inc., a §1681s-2(b) claim, which resulted in a jury verdict of $100,000 in compensatory damages and $623,180 in punitive damages for violations of the FCRA.

    Mark Mailman

    Partner

    Francis Mailman Soumilas, P.C.

    Mark D. Mailman has concentrated his practice in consumer protection litigation since co-founding his firm, Francis & Mailman, P.C. in 1998. Mark has litigated thousands of FCRA and FDCPA cases. He has been certified to serve as class counsel by state and federal courts in both contested and settlement class actions. In October 2018, Mark was awarded the 2018 Consumer Attorney of the Year award from NACA.

    Adam Singer

    Founder

    Law Office of Adam G. Singer, PLLC

    As founder of the Law Office of Adam G. Singer, PLLC, Adam has focused his practice on helping consumers enforce their Fair Credit rights.  Most frequently, Adam's cases involve the defamatory fallout from negative credit reporting that arises from identity theft or mixed files.   Adam earned a B.A., summa cum laude at Washington University and a J.D., cum laude at the University of Pennsylvania Law School.  Adam began his legal career as a law clerk to the Hon. Sidney H. Stein, U.S.D.J. in the S.D.N.Y. and as an associate at the law firms of Skadden Arps and Akin Gump before starting his own consumer practice.  

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 10/05/2021

    Spot common FCRA violations that are occurring to your current clients

    Spot common FCRA violations that are occurring to your current clients

    James Brady

    Supervisory Attorney

    Legal Aid Chicago

    James Brady is a Supervisory Attorney in the Consumer Practice Group at Legal Aid Chicago. Mr. Brady began his legal career as a staff attorney with Legal Aid Chicago in 1991. Mr. Brady’s practice focuses on bankruptcy, homeownership, and consumer fraud. He is a 1988 graduate of the University of Michigan and a 1991 graduate of the DePaul University College of Law. 

    Jared Lee

    Jackson Lee, PA

    Jared Lee is the managing partner at Jackson Lee. He’s served as the chair of Florida’s Consumer Protection Committee. Jared attended Florida State College of Law. He’s had the privilege to represent consumers in obtaining sizable recoveries through trial, arbitration, and settlement, including multiple seven-figure outcomes. Jared serves as an adjunct professor for the Florida State University College of Law Juris Master program.

    Courtney Weiner

    Law Office of Courtney Weiner PLLC

    Courtney Weiner is a solo practitioner representing consumers primarily in Washington, DC, Maryland, and Virginia in consumer finance matters, including FCRA, FDCPA, RESPA, TILA, and student loans. Prior to opening her firm, Courtney honed her litigation skills in a variety of settings, ranging from the U.S. Department of Justice to some of the top litigation firms in the country. Courtney is a member of the boards of Tzedek DC, the DC Bar, and the DC Bar Pro Bono Center. Courtney graduated from Columbia Law School and Princeton University and is a native of Washington, DC.

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 06/20/2012

    This webinar is for anyone who wants to get a better handle on how to valuate FCRA cases.

    This webinar is for anyone who wants to get a better handle on how to valuate FCRA cases.  We will look at the types of recovery available, examine factors that make good (and bad) cases, and survey FCRA verdicts with various fact patterns. You will get materials for finding and citing authorities to help justify your settlement position in your next (or first) FCRA case.  Although obviously not intended as a complete how-to on FCRA litigation, this presentation will necessarily touch on some practical litigation pointers for getting full value in your FCRA cases. 

    John Goolsby

    Attorney

    Goolsby Law Office, LLC

    John H. Goolsby has litigated FCRA cases for more than twenty years and established the Goolsby Law Office, LLC, in 2006. His FCRA practice is focused on individual inaccuracy cases. His practice is relatively small volume, emphasizing quality case selection and individual attention to each case. Successes include obtaining a six-figure judgment against Freddie Mac in a case that focused on whether government-sponsored enterprises such as Freddie and Fannie can be held liable as consumer reporting agencies under the FCRA. Other practice areas include mortgage servicing, FDCPA, ECOA, banking law, scams targeting seniors, and moving company scams. John works and lives in Saint Paul, Minnesota.

  • Product not yet rated Contains 3 Component(s), Includes Credits Recorded On: 03/08/2017

    How to identify the evidence you need to win your case.

    Discovery in FCRA litigation is complex and compounded by defense counsel that feign ignorance and systematically work to maintain a veil of secrecy over their clients’ credit reporting activities. This seminar is intended to lift that veil by discussing common defense tactics aimed at frustrating your ability to conduct discovery as well as providing an overview of evidence essential to building your case.  


    What You Will Learn
    •  How to identify the evidence you need to win your case.
    •  How to avoid common defense tactics aimed at frustrating the discovery process. •  How to leverage the discovery process to maximize your clients’ recovery.

    ​Asa C. Edwards

    Maginnis Howard PLLC

    Asa C. Edwards is admitted to practice in the state and federal courts of North Carolina. He is a member of the National Association of Consumer Advocates and his practice is dedicated to protecting consumers against illegal debt collection and credit reporting. Having spent the first few years of his career fighting to overcome the asymmetric information gap between consumers and their financial institutions, he is grateful to members of this community for support along the way and thankful for this opportunity to share hard-learned lessons with fellow consumer advocates.