Kristin Kemnitzer is a managing partner at Kemnitzer Barron & Krieg, LLP. The firm’s practice focuses on protecting consumers from economic injustice through both individual cases and class actions. Kristin brings cases involving solar panel fraud, lemon law, auto fraud, unfair debt collection, illegal repossessions, motorcycle finance, elder abuse, door-to-door sales scams, and California’s mortgage anti-deficiency statutes. KBK has represented thousands of consumers in individual cases, and hundreds of thousands of consumers in class actions. KBK attorneys have been appointed lead counsel over 250 class actions. They have represented over half a million class members, have obtained recovery of over $500 million for California consumers, and have extinguished over $3 billion in alleged deficiency balances following the sale of repossessed vehicles. Kristin graduated with honors from Stanford University in 2006 and obtained her law degree from the University of California, Berkeley, School of Law in 2011.

Andy Milz is a trial lawyer at Flitter Milz, PC with offices in Pennsylvania, New Jersey, and New York (www.consumerslaw.com).  Andy represents victims of consumer finance fraud, inaccurate credit reporting, wrongful repossessions, and civil rights abuses in individual and class action matters.  Andy is a contributing author to Carter, et al., Pennsylvania Consumer Law (Bisel Pub. Co., Supp. 2023) and treatises published by National Consumer Law Center (“NCLC”) including Repossessions (NCLC 2021), the foremost treatise on the subject.  He has lectured nationally on consumer law, and is an active member of the National Association of Consumer Advocates (“NACA”).  In 2022, Community Legal Services of Philadelphia awarded Andy and his firm an Equal Justice Award recognizing their excellence in consumer protection law and history of assistance given to low-income consumers.  Andy is a graduate of King’s College (BA), the University of Scranton (MA), Temple University School of Law (JD), and the Gerry Spence Trial Lawyers College in Wyoming.  He teaches Consumer Law and Litigation at Temple Law School.   

James Francis (Muhlenberg College, B.A. 1992; Temple University, J.D. 1995) has focused on consumer protection litigation, concentrating on the FCRA, FDCPA, and consumer class actions. He was trial counsel in the Ramirez case, argued the seminal FCRA case of Cortez v. TransUnion before the 3rd Circuit Court of Appeals, was certified to serve as Class counsel in over thirty class actions, was involved in the trial of two class actions to verdict and has received some of the largest FCRA settlements in history.

Jeff Sand spent the first six years of his career as a defense lawyer at two of the country's premier defense firms, where he defended Fortune 500 companies in class action and single-plaintiff lawsuits. In 2014, Jeff left his defense practice to represent employees and consumers, rather than large corporations. Jeff's consumer rights law practice focuses on litigation under the FCRA, including claims for credit reporting errors, employment background reports, tenant screening reports, and identity theft. Jeff's FCRA experience focuses on both class actions as well as single-plaintiff lawsuits.

Elliot Conn is the founder of Conn Law, PC, a California consumer protection law practice headquartered in San Francisco. Elliot has successfully litigated hundreds of consumer cases, both individual cases and class actions. Through his class actions and other complex cases, Elliot has been successful in eliminating over $1 billion in consumer debt on behalf of hundreds of thousands of Californians. Elliot's cases have also put millions of dollars back in consumers' pockets, nationwide. Elliot is AV Martindale-Hubbell rated. Elliot is a graduate of the University of California, Berkeley, School of Law and received his Bachelors of Arts from Colgate University.

Adam G. Taub is the co-founder of Adam G. Taub & Associates Consumer Law Group, PLC, a Michigan consumer protection law practice located in Southfield, Michigan, a suburb of Detroit. Adam has represented hundreds of victims of auto Fraud since 1998. His practice focuses exclusively on representing consumers against car dealers, banks, credit card companies, mortgage lenders, credit reporting agencies, and debt collectors. He is a graduate of Wayne State University Law School and received his Bachelor’s degree from Wesleyan University.

D.J. Rausa is a bankruptcy and student loan lawyer. Upon graduating from high school, Mr. Rausa enlisted in the United States Navy. He served two Tours of Duty from 1975 until 1983, after which time he was Honorably Discharged. Mr. Rausa graduated from San Diego City College with two associate degrees. He received his law degree from Western Sierra Law School in 1989. He has specialized in bankruptcy law for over twenty-seven years. Mr. Rausa is knowledgeable about the laws that govern how student loans are processed and the policies implemented under the Higher Education Act. He is well versed in the Code of Federal Regulations that govern the student loan servicers and their collection agencies. He has integrated and monetized student loan debt resolution into his consumer bankruptcy practice since 2014. Mr. Rausa has recently relocated to the greater Nashville area and practices bankruptcy and student loan law in the Middle District of Tennessee.

Ms. Christine Wolk has been practicing law in the state of Wisconsin since 1983. In 1995, she left her law firm and forged her own trail in bankruptcy. In 2003, Ms. Wolk added consumer mortgage defense to her portfolio. Ms. Wolk has earned herself a local reputation in this mortgage niche in both state court foreclosures (judicial) and representing Chapter 13 debtors

Robert F. Brennan, Esq. has been practicing law for thirty-five years and was one of the very first members of the National Association of Consumer Advocates. He served as the California state chair for NACA for close to a decade in the early 2000s. He is a veteran of over seventy-five civil jury trials with a record of having won a large majority of them. He has been handling Fair Credit Reporting Act cases since the late 1990s. For many years, his verdict in Park City v. Ford (Superior Court, Riverside County) was the largest single verdict in a California Song-Beverly “lemon law” case. He has also had noteworthy verdicts in personal injury, medical malpractice, legal malpractice, and commercial real estate jury trials.

Dana Karni founded Karni Law Firm, P.C. in July of 2007 and has since been tirelessly pursuing and finding success for her clients in many areas of consumer law. Dana began her consumer rights career handling debt collection defense cases, as well as plaintiff’s debt collection abuse lawsuits. Over the past three years, Dana has transitioned her law practice to include auto fraud cases. Early in 2018, Dana won her first federal jury trial pursuing a used car dealer for odometer fraud.

Terry Lawson runs a consumer-focused law firm in Kansas City, MO with practice in both state and federal courts. He provides consumers with debt defense and does some consumer bankruptcy work as a complement to his other practice areas. He also has a busy consumer protection practice including FDCPA, TILA, FCRA and other federal claims, state law/UDAP work, and other plaintiff work. A significant and growing part of his practice is student loan law, which includes assisting borrowers with understanding payment options, facilitating rehabilitation of loan defaults, and suing student loan collectors that violate borrower rights.

John Steinkamp has been a practicing lawyer in Indianapolis, IN for eighteen years. His practice, John Steinkamp & Associates, does consumer bankruptcy work and consumer litigation. His office has filed more than 650 FDCPA lawsuits since 2009. A former family law attorney, he has participated in over 300 trials and over 100 mediations. Overall, John has been an attorney in more than 4,000 cases.