Nuts and Bolts of Debt Settlement

Includes a Live Web Event on 09/01/2026 at 2:00 PM (EDT)

As a consumer protection attorney, we are constantly dealing with consumers who have been sued by a creditor or debt buyer on a defaulted credit debt. But if we look beneath the surface, many times we will find that the consumer has received poor advice from a debt settlement outfit to stop paying the creditor and instead divert those payments to the debt settlement outfit. Why? So the debt settlement outfit can force the creditor into charging off the debt and get the debt into the hands of a junk debt buyer who pays around 4 cents on the dollar and makes it easier for the debt settlement company to get the consumer a better settlement.

What You Will Learn
• What are the different entities often involved in the debt settlement arrangement.
• What is a debt settlement scheme structure and how to attack it.
• What are the various laws that many of the debt settlement outfits violate and how to use those laws to your client’s advantage

James Hurt

Jimmy Hurt is a 2003 graduate of Georgia State University College of Law (cum laude) and has been practicing consumer law since he began his career. He is a former adjunct professor at Georgia State where he taught Federal Civil Procedure and Georgia Practice and Procedure for 14 years. He is currently the Georgia State Chair for NACA and has presented on the topic of debt adjusting and debt settlement nationally.